2020 Benefits
Open Enrollment
Do you have questions or concerns regarding your employer-sponsored insurance benefits?
Now is the time to go over your benefits portfolio to ensure you are fully covered!
It is easy as 1, 2, 3….
1. Review your benefits package
2. Schedule a time
3. Enroll in the coverage’s you need
Download benefits package
You will be re-directed to a Dropbox where you can view and download all the Benefit Summaries for the coverage’s available to you.
SCHEDULE A CALL
Schedule a call with a licensed Benefit Counselor to go over your coverage’s and enroll in any newly desired coverages.
Coverage for Covid-19 related claims
Short Term Disability
If you are diagnosed with COVID-19, Short Term Disability would likely cover after the elimination period is met. Individuals who are quarantined without a diagnosis and not sick generally would not have payable claims under Short Term Disability.
Hospital Indemnity
Hospital admission and confinement benefits can be considered for eligible benefits provided all provisions of the policy are met.
Life Insurance
COVID-19 is NOT an excluded illness for our life insurance products. Benefits would be paid according to policy provisions.
Wellness benefits
While COVID-19 tests are not currently covered under the wellness benefit, there are 24 additional health screening tests available to you for a $50 benefit.
Useful Links
Take a look at the Supplemental Plans
Accident
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This is a medical indemnity plan that provides you and your family with hospital, doctor, accidental death and catastrophic accident benefits in the event of an accident.
Dental
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Dental PPO covers a wide range of treatments, from routine cleanings to root canals and pays benefits based on a defined co-insurance percentage. With this coverage, employees have the freedom to choose any dentist
Disability
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Replaces a portion of income if someone becomes disabled due to a covered accident or sickness.
Life insruance
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Life insurance helps to provide peace-of-mind that named beneficiaries will receive an amount of money designated by the insured at the time of death.
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Designed to help you and your family maintain financial security during the lengthy, expensive recovery period of a serious medical event such as cancer, heart attack or stroke.
